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Personal Banking Business Banking Internet Banking Loan Products Financial Tools Retirement Plans Inquire Now Current Rates Employment Office Space Current Rates Rates Effective as of 5/5/2008 Savings Accounts Product Rate APY* Minimum Opening Deposit Savings $50 and up 1.00 1.00 $50.00  Super Saver Savings *** Product Rate APY* Minimum Opening Deposit $100-$999 1.00 1.00 $1,000.00  $1,000 AND UP 1.49 1.50   Money Market Accounts *** Product Rate APY* Minimum Opening Deposit $0-$999 0.00 0.00 $1,000.00  $1,000-$49,999 1.73 1.75   $50,000-$99,999 1.98 2.00   $100,000-$249,999 2.23 2.25   $250,000 - $499,999 2.47 2.50   $500,000 AND UP 2.71 2.75   Not Available 0.00 0.00   Not Available 0.00 0.00   Certificates of Deposit ** Product Rate APY* Minimum Opening Deposit 90 DAYS 3.15 3.20 $10,000.00  6 MONTHS 3.20 3.25 $5,000.00  9 MONTHS 3.25 3.30 $5,000.00  12 MONTHS 3.30 3.35 $1,000.00  TWO YEARS 3.39 3.45 $1,000.00  THREE YEARS 3.49 3.55 $1,000.00  FOUR YEARS 3.54 3.60 $1,000.00  FIVE YEARS 3.59 3.65 $1,000.00  Checking Accounts *** Product Rate APY* Minimum Opening Deposit $1,000-$4,999 0.50 0.50 $100.00  $5,000-$9,999 0.75 0.75   $10,000-$24,999 1.00 1.00   $25,000 AND UP 1.24 1.25   Specials Product Rate APY* Minimum Opening Deposit 18 MONTH CERTIFICATE 3.34 3.40 $1,000.00  30 MONTH CERTIFICATE 3.44 3.50 $1,000.00  Not Available 0.00 0.00 $1,000.00  *APY INDICATES ANNUAL PERCENTAGE YIELD ** A substantial penalty may be imposed for early withdrawal *** The rates on these accounts may change after the account is opened. Fees or other conditions could reduce the earnings on the account. Ask for the appropriate account disclosure for more information about our products. Rates are subject to change without notice.

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